Call reports 2019
WILMINGTON SAVINGS BANK, THE — 2019
What WILMINGTON SAVINGS BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 154,756,000 | 156,995,000 | 161,857,000 | 173,346,000 |
| Total loans | 136,373,000 | 132,625,000 | 129,690,000 | 131,489,000 |
| Allowance for loan losses | 6,897,000 | 6,917,000 | 6,919,000 | 6,502,000 |
| Securities available for sale | 9,983,000 | 8,909,000 | 8,420,000 | 7,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,604,000 | 113,237,000 | 119,885,000 | 136,689,000 |
| Interest-bearing deposits | 101,381,000 | 106,752,000 | 113,112,000 | 129,006,000 |
| Noninterest-bearing deposits | 6,223,000 | 6,485,000 | 6,773,000 | 7,683,000 |
| Equity capital | 29,648,000 | 30,215,000 | 30,386,000 | 31,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,200,000 | 4,746,000 | 6,397,000 |
| Interest expense | 376,000 | 753,000 | 1,181,000 | 1,605,000 |
| Net interest income | 1,181,000 | 2,447,000 | 3,565,000 | 4,792,000 |
| Noninterest income | 34,000 | 73,000 | 116,000 | 155,000 |
| Noninterest expense | 1,006,000 | 1,776,000 | 2,738,000 | 3,806,000 |
| Provision for loan losses | 0 | 0 | 0 | -600,000 |
| Pretax income | 206,000 | 738,000 | 937,000 | 1,735,000 |
| Income tax | 43,000 | 155,000 | 197,000 | 364,000 |
| Net income | 163,000 | 583,000 | 740,000 | 1,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,591,000 | 29,061,000 | 29,330,000 | 31,076,000 |
| Total capital | 29,937,000 | 30,422,000 | 30,761,000 | 32,664,000 |
| Risk-weighted assets | 102,056,000 | 103,291,000 | 108,922,000 | 122,094,000 |