Call reports 2018
WILMINGTON SAVINGS BANK, THE — 2018
What WILMINGTON SAVINGS BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 163,412,000 | 160,311,000 | 156,724,000 | 155,589,000 |
| Total loans | 142,344,000 | 140,467,000 | 138,823,000 | 138,387,000 |
| Allowance for loan losses | 6,955,000 | 6,989,000 | 7,071,000 | 6,866,000 |
| Securities available for sale | 12,724,000 | 12,082,000 | 11,415,000 | 11,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,260,000 | 108,497,000 | 107,114,000 | 104,749,000 |
| Interest-bearing deposits | 104,654,000 | 101,672,000 | 100,337,000 | 97,864,000 |
| Noninterest-bearing deposits | 6,606,000 | 6,825,000 | 6,777,000 | 6,885,000 |
| Equity capital | 28,605,000 | 28,702,000 | 28,883,000 | 29,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 3,111,000 | 4,695,000 | 6,238,000 |
| Interest expense | 345,000 | 681,000 | 1,036,000 | 1,374,000 |
| Net interest income | 1,180,000 | 2,430,000 | 3,659,000 | 4,864,000 |
| Noninterest income | 40,000 | 269,000 | 309,000 | 351,000 |
| Noninterest expense | 1,142,000 | 2,443,000 | 3,456,000 | 4,464,000 |
| Provision for loan losses | 0 | 0 | 0 | -250,000 |
| Pretax income | 78,000 | 251,000 | 507,000 | 996,000 |
| Income tax | 10,000 | 53,000 | 107,000 | 209,000 |
| Net income | 68,000 | 198,000 | 400,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,525,000 | 27,656,000 | 27,888,000 | 28,428,000 |
| Total capital | 28,908,000 | 29,059,000 | 29,251,000 | 29,782,000 |
| Risk-weighted assets | 104,990,000 | 106,643,000 | 103,305,000 | 102,787,000 |