Call reports 2017
WILMINGTON SAVINGS BANK, THE — 2017
What WILMINGTON SAVINGS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 139,064,000 | 141,971,000 | 149,987,000 | 160,110,000 |
| Total loans | 114,469,000 | 118,390,000 | 123,564,000 | 137,142,000 |
| Allowance for loan losses | 6,852,000 | 6,859,000 | 6,907,000 | 6,928,000 |
| Securities available for sale | 14,335,000 | 14,903,000 | 15,298,000 | 15,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,243,000 | 101,817,000 | 108,826,000 | 108,292,000 |
| Interest-bearing deposits | 96,896,000 | 96,502,000 | 102,737,000 | 101,696,000 |
| Noninterest-bearing deposits | 5,347,000 | 5,315,000 | 6,089,000 | 6,596,000 |
| Equity capital | 29,492,000 | 29,694,000 | 29,740,000 | 28,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 2,831,000 | 4,229,000 | 5,732,000 |
| Interest expense | 198,000 | 402,000 | 634,000 | 910,000 |
| Net interest income | 1,208,000 | 2,429,000 | 3,595,000 | 4,822,000 |
| Noninterest income | 82,000 | 187,000 | 234,000 | 284,000 |
| Noninterest expense | 1,013,000 | 2,136,000 | 3,257,000 | 4,429,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 277,000 | 480,000 | 572,000 | 677,000 |
| Income tax | 95,000 | 164,000 | 195,000 | 1,175,000 |
| Net income | 182,000 | 316,000 | 377,000 | -498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,108,000 | 28,242,000 | 28,302,000 | 27,399,000 |
| Total capital | 29,238,000 | 29,387,000 | 29,616,000 | 28,784,000 |
| Risk-weighted assets | 84,326,000 | 85,552,000 | 99,205,000 | 104,886,000 |