Call reports 2016
WILMINGTON SAVINGS BANK, THE — 2016
What WILMINGTON SAVINGS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 125,667,000 | 127,418,000 | 132,609,000 | 136,951,000 |
| Total loans | 97,599,000 | 102,925,000 | 105,396,000 | 114,508,000 |
| Allowance for loan losses | 6,848,000 | 6,875,000 | 6,847,000 | 6,860,000 |
| Securities available for sale | 14,691,000 | 15,829,000 | 16,390,000 | 15,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,659,000 | 94,322,000 | 99,493,000 | 101,352,000 |
| Interest-bearing deposits | 87,644,000 | 88,805,000 | 93,179,000 | 94,972,000 |
| Noninterest-bearing deposits | 5,015,000 | 5,517,000 | 6,314,000 | 6,380,000 |
| Equity capital | 29,340,000 | 29,486,000 | 29,429,000 | 29,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,289,000 | 2,557,000 | 3,824,000 | 5,175,000 |
| Interest expense | 166,000 | 339,000 | 520,000 | 708,000 |
| Net interest income | 1,123,000 | 2,218,000 | 3,304,000 | 4,467,000 |
| Noninterest income | 16,000 | 42,000 | 78,000 | 130,000 |
| Noninterest expense | 959,000 | 1,823,000 | 3,028,000 | 4,019,000 |
| Provision for loan losses | -13,000 | 84,000 | 76,000 | 76,000 |
| Pretax income | 193,000 | 353,000 | 278,000 | 502,000 |
| Income tax | 66,000 | 120,000 | 94,000 | 171,000 |
| Net income | 127,000 | 233,000 | 184,000 | 331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,721,000 | 27,828,000 | 27,778,000 | 27,925,000 |
| Total capital | 28,699,000 | 28,858,000 | 28,851,000 | 29,076,000 |
| Risk-weighted assets | 71,724,000 | 75,935,000 | 79,462,000 | 85,723,000 |