Call reports 2015
WILMINGTON SAVINGS BANK, THE — 2015
What WILMINGTON SAVINGS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 121,736,000 | 117,735,000 | 117,510,000 | 120,961,000 |
| Total loans | 88,826,000 | 86,389,000 | 92,365,000 | 97,690,000 |
| Allowance for loan losses | 7,213,000 | 7,188,000 | 7,162,000 | 6,893,000 |
| Securities available for sale | 16,429,000 | 16,893,000 | 14,983,000 | 13,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,322,000 | 88,200,000 | 87,603,000 | 88,230,000 |
| Interest-bearing deposits | 88,140,000 | 83,719,000 | 82,664,000 | 82,945,000 |
| Noninterest-bearing deposits | 4,182,000 | 4,481,000 | 4,939,000 | 5,285,000 |
| Equity capital | 25,772,000 | 25,925,000 | 26,242,000 | 29,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,609,000 | 3,921,000 | 5,184,000 |
| Interest expense | 148,000 | 300,000 | 454,000 | 611,000 |
| Net interest income | 1,146,000 | 2,309,000 | 3,467,000 | 4,573,000 |
| Noninterest income | 88,000 | 149,000 | 182,000 | 234,000 |
| Noninterest expense | 1,017,000 | 2,017,000 | 2,936,000 | 3,825,000 |
| Provision for loan losses | -21,000 | -27,000 | -34,000 | -17,000 |
| Pretax income | 238,000 | 468,000 | 747,000 | 999,000 |
| Income tax | 0 | 10,000 | 10,000 | -2,786,000 |
| Net income | 238,000 | 458,000 | 737,000 | 3,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,510,000 | 25,729,000 | 26,009,000 | 27,595,000 |
| Total capital | 26,449,000 | 26,651,000 | 26,946,000 | 28,585,000 |
| Risk-weighted assets | 68,784,000 | 67,485,000 | 68,712,000 | 72,419,000 |