Call reports 2013
WILMINGTON SAVINGS BANK, THE — 2013
What WILMINGTON SAVINGS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 147,374,000 | 143,844,000 | 141,444,000 | 129,275,000 |
| Total loans | 127,650,000 | 121,211,000 | 111,979,000 | 106,439,000 |
| Allowance for loan losses | 11,352,000 | 10,248,000 | 10,277,000 | 10,106,000 |
| Securities available for sale | 502,000 | 3,515,000 | 8,460,000 | 9,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,918,000 | 99,289,000 | 97,438,000 | 95,074,000 |
| Interest-bearing deposits | 97,642,000 | 94,702,000 | 92,643,000 | 90,024,000 |
| Noninterest-bearing deposits | 4,276,000 | 4,587,000 | 4,795,000 | 5,050,000 |
| Equity capital | 23,776,000 | 23,505,000 | 23,581,000 | 23,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,686,000 | 3,375,000 | 4,970,000 | 6,426,000 |
| Interest expense | 324,000 | 610,000 | 880,000 | 1,204,000 |
| Net interest income | 1,362,000 | 2,765,000 | 4,090,000 | 5,222,000 |
| Noninterest income | 29,000 | -3,000 | -21,000 | 184,000 |
| Noninterest expense | 1,158,000 | 2,443,000 | 3,618,000 | 4,732,000 |
| Provision for loan losses | 750,000 | 1,050,000 | 1,050,000 | 1,050,000 |
| Pretax income | -517,000 | -731,000 | -599,000 | -376,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -517,000 | -731,000 | -599,000 | -376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,776,000 | 23,562,000 | 23,695,000 | 23,917,000 |
| Total capital | 25,139,000 | 24,850,000 | 24,939,000 | 25,063,000 |
| Risk-weighted assets | 99,058,000 | 94,097,000 | 90,522,000 | 82,754,000 |