Call reports 2012
WILMINGTON SAVINGS BANK, THE — 2012
What WILMINGTON SAVINGS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 182,105,000 | 170,638,000 | 166,321,000 | 157,113,000 |
| Total loans | 160,257,000 | 150,677,000 | 143,533,000 | 133,554,000 |
| Allowance for loan losses | 10,407,000 | 11,136,000 | 11,038,000 | 11,129,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,435,000 | 116,707,000 | 113,472,000 | 107,003,000 |
| Interest-bearing deposits | 119,398,000 | 109,655,000 | 105,503,000 | 100,576,000 |
| Noninterest-bearing deposits | 6,037,000 | 7,052,000 | 7,969,000 | 6,427,000 |
| Equity capital | 25,256,000 | 25,396,000 | 24,974,000 | 24,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,271,000 | 4,409,000 | 6,430,000 | 8,015,000 |
| Interest expense | 480,000 | 938,000 | 1,336,000 | 1,709,000 |
| Net interest income | 1,791,000 | 3,471,000 | 5,094,000 | 6,306,000 |
| Noninterest income | 42,000 | 626,000 | 640,000 | 721,000 |
| Noninterest expense | 1,401,000 | 2,776,000 | 4,084,000 | 5,216,000 |
| Provision for loan losses | 2,262,000 | 3,012,000 | 3,762,000 | 4,512,000 |
| Pretax income | -1,830,000 | -1,691,000 | -2,112,000 | -2,701,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,830,000 | -1,691,000 | -2,112,000 | -2,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,256,000 | 25,396,000 | 24,974,000 | 24,293,000 |
| Total capital | 26,980,000 | 27,005,000 | 26,500,000 | 25,722,000 |
| Risk-weighted assets | 129,229,000 | 119,230,000 | 112,539,000 | 104,598,000 |