Call reports 2011
WILMINGTON SAVINGS BANK, THE — 2011
What WILMINGTON SAVINGS BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 207,766,000 | 203,698,000 | 198,520,000 | 205,293,000 |
| Total loans | 184,889,000 | 181,074,000 | 175,183,000 | 169,593,000 |
| Allowance for loan losses | 8,539,000 | 8,554,000 | 8,904,000 | 10,199,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,769,000 | 145,194,000 | 142,438,000 | 139,907,000 |
| Interest-bearing deposits | 140,930,000 | 140,504,000 | 138,488,000 | 134,175,000 |
| Noninterest-bearing deposits | 4,839,000 | 4,690,000 | 3,950,000 | 5,732,000 |
| Equity capital | 31,293,000 | 31,737,000 | 30,719,000 | 27,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,698,000 | 5,308,000 | 7,711,000 | 10,129,000 |
| Interest expense | 751,000 | 1,470,000 | 2,155,000 | 2,727,000 |
| Net interest income | 1,947,000 | 3,838,000 | 5,556,000 | 7,402,000 |
| Noninterest income | 41,000 | 131,000 | 286,000 | 305,000 |
| Noninterest expense | 1,308,000 | 2,242,000 | 3,236,000 | 4,390,000 |
| Provision for loan losses | 4,121,000 | 4,422,000 | 6,818,000 | 8,631,000 |
| Pretax income | -3,441,000 | -2,695,000 | -4,212,000 | -5,314,000 |
| Income tax | -1,170,000 | -867,000 | -1,366,000 | 1,165,000 |
| Net income | -2,271,000 | -1,828,000 | -2,846,000 | -6,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,292,000 | 31,736,000 | 30,719,000 | 27,086,000 |
| Total capital | 33,257,000 | 33,513,000 | 32,426,000 | 28,903,000 |
| Risk-weighted assets | 150,665,000 | 135,399,000 | 129,330,000 | 137,004,000 |