Call reports 2005
WILMINGTON SAVINGS BANK, THE — 2005
What WILMINGTON SAVINGS BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 162,199,000 | 170,040,000 | 173,399,000 | 178,741,000 |
| Total loans | 150,325,000 | 158,617,000 | 163,291,000 | 167,749,000 |
| Allowance for loan losses | 1,254,000 | 1,228,000 | 1,629,000 | 1,680,000 |
| Securities available for sale | 2,244,000 | 2,316,000 | 1,999,000 | 2,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,466,000 | 77,674,000 | 75,350,000 | 75,416,000 |
| Interest-bearing deposits | 75,177,000 | 75,186,000 | 72,429,000 | 71,958,000 |
| Noninterest-bearing deposits | 2,289,000 | 2,488,000 | 2,921,000 | 3,458,000 |
| Equity capital | 29,029,000 | 30,149,000 | 30,210,000 | 31,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,610,000 | 5,413,000 | 8,300,000 | 11,214,000 |
| Interest expense | 895,000 | 1,861,000 | 2,922,000 | 4,089,000 |
| Net interest income | 1,715,000 | 3,552,000 | 5,378,000 | 7,125,000 |
| Noninterest income | 73,000 | 637,000 | 749,000 | 834,000 |
| Noninterest expense | 769,000 | 1,610,000 | 2,427,000 | 3,205,000 |
| Provision for loan losses | 54,000 | 99,000 | 718,000 | 778,000 |
| Pretax income | 965,000 | 2,480,000 | 2,982,000 | 3,976,000 |
| Income tax | 328,000 | 770,000 | 1,003,000 | 1,349,000 |
| Net income | 637,000 | 1,710,000 | 1,979,000 | 2,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,770,000 | 28,842,000 | 29,111,000 | 29,759,000 |
| Total capital | 29,883,000 | 30,961,000 | 31,349,000 | 32,155,000 |
| Risk-weighted assets | 104,240,000 | 111,849,000 | 119,009,000 | 120,047,000 |
Machine access — free, no API key
Every figure shown here about WILMINGTON SAVINGS BANK, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.