Call reports 2016
COMMERCIAL NATIONAL BANK OF BRADY, THE — 2016
What COMMERCIAL NATIONAL BANK OF BRADY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 164,711,000 | 159,339,000 | 158,533,000 | 159,707,000 |
| Total loans | 74,847,000 | 75,771,000 | 79,980,000 | 84,038,000 |
| Allowance for loan losses | 1,044,000 | 1,060,000 | 1,076,000 | 1,094,000 |
| Securities available for sale | 73,294,000 | 71,681,000 | 60,911,000 | 59,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,718,000 | 139,752,000 | 138,435,000 | 141,954,000 |
| Interest-bearing deposits | 109,298,000 | 106,085,000 | 103,738,000 | 102,942,000 |
| Noninterest-bearing deposits | 36,420,000 | 33,667,000 | 34,697,000 | 39,012,000 |
| Equity capital | 18,807,000 | 19,264,000 | 19,676,000 | 17,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 2,939,000 | 4,441,000 | 5,973,000 |
| Interest expense | 59,000 | 116,000 | 173,000 | 231,000 |
| Net interest income | 1,417,000 | 2,823,000 | 4,268,000 | 5,742,000 |
| Noninterest income | 246,000 | 467,000 | 695,000 | 923,000 |
| Noninterest expense | 986,000 | 1,901,000 | 2,867,000 | 3,816,000 |
| Provision for loan losses | 16,000 | 33,000 | 50,000 | 70,000 |
| Pretax income | 661,000 | 1,356,000 | 2,077,000 | 2,810,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 661,000 | 1,356,000 | 2,077,000 | 2,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,544,000 | 17,639,000 | 18,060,000 | 17,793,000 |
| Total capital | 18,588,000 | 18,699,000 | 19,136,000 | 18,887,000 |
| Risk-weighted assets | 84,925,000 | 85,352,000 | 87,715,000 | 93,384,000 |