Call reports 2023
SSB BANK — 2023
What SSB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 277,258,000 | 294,275,000 | 290,697,000 | 294,832,000 |
| Total loans | 215,974,000 | 226,416,000 | 231,095,000 | 243,707,000 |
| Allowance for loan losses | 2,209,000 | 2,199,000 | 2,352,000 | 2,460,000 |
| Securities available for sale | 6,380,000 | 6,783,000 | 6,582,000 | 6,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,084,000 | 245,605,000 | 245,354,000 | 245,514,000 |
| Interest-bearing deposits | 190,596,000 | 183,360,000 | 180,182,000 | 181,519,000 |
| Noninterest-bearing deposits | 38,488,000 | 62,245,000 | 65,172,000 | 63,995,000 |
| Equity capital | 21,434,000 | 21,925,000 | 22,478,000 | 23,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,027,000 | 6,418,000 | 10,217,000 | 14,038,000 |
| Interest expense | 1,289,000 | 2,825,000 | 4,465,000 | 6,182,000 |
| Net interest income | 1,738,000 | 3,593,000 | 5,752,000 | 7,856,000 |
| Noninterest income | 484,000 | 1,036,000 | 1,585,000 | 2,220,000 |
| Noninterest expense | 1,534,000 | 3,131,000 | 4,879,000 | 6,822,000 |
| Provision for loan losses | 125,000 | 39,000 | 224,000 | 444,000 |
| Pretax income | 563,000 | 1,248,000 | 2,023,000 | 2,584,000 |
| Income tax | 131,000 | 302,000 | 437,000 | 600,000 |
| Net income | 432,000 | 946,000 | 1,586,000 | 1,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,721,000 | 22,235,000 | 22,875,000 | 23,281,000 |
| Total capital | 23,930,000 | 24,645,000 | 25,438,000 | 25,967,000 |
| Risk-weighted assets | 200,022,000 | 213,696,000 | 237,487,000 | 223,955,000 |