Call reports 2022
SSB BANK — 2022
What SSB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 243,272,000 | 239,691,000 | 246,586,000 | 251,122,000 |
| Total loans | 197,487,000 | 196,677,000 | 201,766,000 | 212,040,000 |
| Allowance for loan losses | 1,998,000 | 2,025,000 | 2,048,000 | 2,047,000 |
| Securities available for sale | 4,409,000 | 4,612,000 | 6,014,000 | 5,933,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,933,000 | 196,068,000 | 203,645,000 | 207,926,000 |
| Interest-bearing deposits | 172,990,000 | 172,025,000 | 180,381,000 | 180,850,000 |
| Noninterest-bearing deposits | 23,943,000 | 24,043,000 | 23,264,000 | 27,076,000 |
| Equity capital | 20,092,000 | 20,319,000 | 20,554,000 | 21,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,254,000 | 4,568,000 | 7,091,000 | 9,906,000 |
| Interest expense | 513,000 | 1,080,000 | 1,826,000 | 2,818,000 |
| Net interest income | 1,741,000 | 3,488,000 | 5,265,000 | 7,088,000 |
| Noninterest income | 309,000 | 643,000 | 997,000 | 1,430,000 |
| Noninterest expense | 1,623,000 | 3,149,000 | 4,825,000 | 6,405,000 |
| Provision for loan losses | 88,000 | 115,000 | 215,000 | 273,000 |
| Pretax income | 339,000 | 867,000 | 1,222,000 | 1,840,000 |
| Income tax | 87,000 | 196,000 | 285,000 | 435,000 |
| Net income | 252,000 | 671,000 | 937,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,175,000 | 20,593,000 | 20,860,000 | 21,327,000 |
| Total capital | 22,173,000 | 22,618,000 | 22,908,000 | 23,374,000 |
| Risk-weighted assets | 178,547,000 | 176,940,000 | 189,949,000 | 199,261,000 |