Call reports 2021
SSB BANK — 2021
What SSB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 241,619,000 | 245,152,000 | 240,217,000 | 234,936,000 |
| Total loans | 188,972,000 | 196,815,000 | 197,628,000 | 198,252,000 |
| Allowance for loan losses | 1,699,000 | 1,569,000 | 1,747,000 | 1,911,000 |
| Securities available for sale | 5,226,000 | 4,498,000 | 4,282,000 | 4,115,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,163,000 | 185,338,000 | 190,767,000 | 186,738,000 |
| Interest-bearing deposits | 163,607,000 | 161,535,000 | 165,453,000 | 168,184,000 |
| Noninterest-bearing deposits | 24,556,000 | 23,803,000 | 25,314,000 | 18,554,000 |
| Equity capital | 18,986,000 | 19,232,000 | 19,616,000 | 19,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,985,000 | 4,004,000 | 6,441,000 | 8,713,000 |
| Interest expense | 683,000 | 1,304,000 | 1,875,000 | 2,413,000 |
| Net interest income | 1,302,000 | 2,700,000 | 4,566,000 | 6,300,000 |
| Noninterest income | 418,000 | 810,000 | 1,160,000 | 1,585,000 |
| Noninterest expense | 1,436,000 | 2,886,000 | 4,401,000 | 6,011,000 |
| Provision for loan losses | 52,000 | 132,000 | 310,000 | 477,000 |
| Pretax income | 232,000 | 527,000 | 1,050,000 | 1,432,000 |
| Income tax | 64,000 | 107,000 | 240,000 | 263,000 |
| Net income | 168,000 | 420,000 | 810,000 | 1,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,921,000 | 19,173,000 | 19,564,000 | 19,922,000 |
| Total capital | 20,620,000 | 20,742,000 | 21,311,000 | 21,833,000 |
| Risk-weighted assets | 161,878,000 | 162,981,000 | 173,353,000 | 180,603,000 |