Call reports 2019
SSB BANK — 2019
What SSB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 195,587,000 | 195,863,000 | 201,184,000 | 202,628,000 |
| Total loans | 154,780,000 | 159,171,000 | 160,117,000 | 157,112,000 |
| Allowance for loan losses | 1,119,000 | 1,157,000 | 1,159,000 | 1,183,000 |
| Securities available for sale | 8,710,000 | 5,506,000 | 8,534,000 | 9,850,000 |
| Securities held to maturity | 6,000 | 5,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,844,000 | 146,816,000 | 152,039,000 | 153,506,000 |
| Interest-bearing deposits | 137,127,000 | 134,641,000 | 141,833,000 | 143,502,000 |
| Noninterest-bearing deposits | 9,717,000 | 12,175,000 | 10,206,000 | 10,004,000 |
| Equity capital | 17,002,000 | 17,132,000 | 17,188,000 | 17,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,080,000 | 4,056,000 | 6,163,000 | 8,277,000 |
| Interest expense | 926,000 | 1,839,000 | 2,803,000 | 3,803,000 |
| Net interest income | 1,154,000 | 2,217,000 | 3,360,000 | 4,474,000 |
| Noninterest income | 132,000 | 265,000 | 415,000 | 645,000 |
| Noninterest expense | 1,097,000 | 2,179,000 | 3,290,000 | 4,474,000 |
| Provision for loan losses | 46,000 | 96,000 | 149,000 | 174,000 |
| Pretax income | 149,000 | 258,000 | 387,000 | 519,000 |
| Income tax | 34,000 | 32,000 | 65,000 | 85,000 |
| Net income | 115,000 | 226,000 | 322,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,968,000 | 17,079,000 | 17,175,000 | 17,286,000 |
| Total capital | 18,087,000 | 18,236,000 | 18,334,000 | 18,469,000 |
| Risk-weighted assets | 148,060,000 | 142,706,000 | 144,212,000 | 149,227,000 |