Call reports 2018
SSB BANK — 2018
What SSB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 165,821,000 | 172,440,000 | 183,417,000 | 188,766,000 |
| Total loans | 144,333,000 | 151,297,000 | 157,409,000 | 159,358,000 |
| Allowance for loan losses | 1,065,000 | 1,090,000 | 1,102,000 | 1,125,000 |
| Securities available for sale | 2,514,000 | 2,984,000 | 8,923,000 | 9,068,000 |
| Securities held to maturity | 9,000 | 8,000 | 7,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,692,000 | 129,493,000 | 135,211,000 | 140,303,000 |
| Interest-bearing deposits | 115,249,000 | 120,732,000 | 126,114,000 | 130,708,000 |
| Noninterest-bearing deposits | 7,443,000 | 8,761,000 | 9,097,000 | 9,595,000 |
| Equity capital | 16,466,000 | 16,540,000 | 16,552,000 | 16,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,652,000 | 3,269,000 | 5,241,000 | 7,274,000 |
| Interest expense | 623,000 | 1,282,000 | 2,038,000 | 2,877,000 |
| Net interest income | 1,029,000 | 1,987,000 | 3,203,000 | 4,397,000 |
| Noninterest income | 132,000 | 265,000 | 345,000 | 434,000 |
| Noninterest expense | 985,000 | 2,000,000 | 3,129,000 | 4,147,000 |
| Provision for loan losses | 40,000 | 65,000 | 115,000 | 150,000 |
| Pretax income | 136,000 | 187,000 | 304,000 | 534,000 |
| Income tax | 33,000 | 10,000 | 57,000 | 89,000 |
| Net income | 103,000 | 177,000 | 247,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,512,000 | 16,586,000 | 16,655,000 | 16,852,000 |
| Total capital | 17,577,000 | 17,676,000 | 17,757,000 | 17,977,000 |
| Risk-weighted assets | 125,874,000 | 143,967,000 | 142,657,000 | 143,406,000 |