Call reports 2017
SSB BANK — 2017
What SSB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 151,399,000 | 153,709,000 | 158,313,000 | 171,986,000 |
| Total loans | 133,427,000 | 131,320,000 | 138,540,000 | 141,450,000 |
| Allowance for loan losses | 1,130,000 | 846,000 | 1,001,000 | 1,041,000 |
| Securities available for sale | 3,203,000 | 2,791,000 | 2,759,000 | 2,616,000 |
| Securities held to maturity | 13,000 | 12,000 | 11,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,707,000 | 115,868,000 | 119,319,000 | 133,117,000 |
| Interest-bearing deposits | 110,756,000 | 110,791,000 | 115,841,000 | 120,044,000 |
| Noninterest-bearing deposits | 3,951,000 | 5,077,000 | 3,478,000 | 13,073,000 |
| Equity capital | 11,886,000 | 12,182,000 | 12,276,000 | 12,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,631,000 | 3,210,000 | 4,930,000 | 6,411,000 |
| Interest expense | 534,000 | 1,101,000 | 1,679,000 | 2,317,000 |
| Net interest income | 1,097,000 | 2,109,000 | 3,251,000 | 4,094,000 |
| Noninterest income | 83,000 | 263,000 | 394,000 | 526,000 |
| Noninterest expense | 623,000 | 1,387,000 | 2,400,000 | 3,201,000 |
| Provision for loan losses | 25,000 | 25,000 | 181,000 | 247,000 |
| Pretax income | 535,000 | 963,000 | 1,064,000 | 1,173,000 |
| Income tax | 216,000 | 376,000 | 383,000 | 584,000 |
| Net income | 319,000 | 587,000 | 681,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,927,000 | 12,182,000 | 12,276,000 | 12,135,000 |
| Total capital | 13,057,000 | 13,028,000 | 13,277,000 | 13,176,000 |
| Risk-weighted assets | 97,512,000 | 109,013,000 | 124,320,000 | 128,262,000 |