Call reports 2011
SSB BANK — 2011
What SSB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 84,705,000 | 87,254,000 | 90,852,000 | 90,393,000 |
| Total loans | 66,151,000 | 69,075,000 | 70,969,000 | 72,803,000 |
| Allowance for loan losses | 478,000 | 549,000 | 565,000 | 557,000 |
| Securities available for sale | 5,103,000 | 5,813,000 | 5,311,000 | 4,913,000 |
| Securities held to maturity | 47,000 | 45,000 | 43,000 | 41,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,317,000 | 74,675,000 | 79,123,000 | 80,698,000 |
| Interest-bearing deposits | 71,431,000 | 73,504,000 | 78,603,000 | 79,528,000 |
| Noninterest-bearing deposits | 886,000 | 1,171,000 | 520,000 | 1,170,000 |
| Equity capital | 8,403,000 | 8,587,000 | 8,711,000 | 8,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,015,000 | 2,076,000 | 3,092,000 | 4,131,000 |
| Interest expense | 401,000 | 812,000 | 1,226,000 | 1,650,000 |
| Net interest income | 614,000 | 1,264,000 | 1,866,000 | 2,481,000 |
| Noninterest income | 1,000 | 2,000 | 4,000 | 5,000 |
| Noninterest expense | 399,000 | 793,000 | 1,234,000 | 1,694,000 |
| Provision for loan losses | 40,000 | 111,000 | 127,000 | 149,000 |
| Pretax income | 176,000 | 362,000 | 509,000 | 643,000 |
| Income tax | 56,000 | 108,000 | 189,000 | 240,000 |
| Net income | 120,000 | 254,000 | 320,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,397,000 | 8,530,000 | 8,596,000 | 8,571,000 |
| Total capital | 8,875,000 | 9,079,000 | 9,161,000 | 9,128,000 |
| Risk-weighted assets | 69,154,000 | 56,205,000 | 59,208,000 | 45,998,000 |