Call reports 2005
SSB BANK — 2005
What SSB BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 53,052,000 | 54,053,000 | 54,322,000 | 53,225,000 |
| Total loans | 37,495,000 | 39,337,000 | 40,788,000 | 40,660,000 |
| Allowance for loan losses | 107,000 | 107,000 | 107,000 | 107,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,901,000 | 10,881,000 | 9,865,000 | 9,852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,488,000 | 36,893,000 | 34,549,000 | 33,969,000 |
| Interest-bearing deposits | 37,798,000 | 36,137,000 | 34,180,000 | 33,369,000 |
| Noninterest-bearing deposits | 690,000 | 756,000 | 369,000 | 600,000 |
| Equity capital | 6,117,000 | 6,234,000 | 6,331,000 | 6,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,466,000 | 2,205,000 | 2,953,000 |
| Interest expense | 415,000 | 875,000 | 1,316,000 | 1,758,000 |
| Net interest income | 316,000 | 591,000 | 889,000 | 1,195,000 |
| Noninterest income | 38,000 | 0 | 9,000 | 12,000 |
| Noninterest expense | 209,000 | 261,000 | 413,000 | 609,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 145,000 | 330,000 | 485,000 | 598,000 |
| Income tax | 54,000 | 122,000 | 180,000 | 218,000 |
| Net income | 91,000 | 208,000 | 305,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,117,000 | 6,234,000 | 6,331,000 | 6,406,000 |
| Total capital | 6,224,000 | 6,341,000 | 6,438,000 | 6,513,000 |
| Risk-weighted assets | 26,722,000 | 28,369,000 | 29,839,000 | 53,332,000 |
Machine access — free, no API key
Every figure shown here about SSB BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.