Call reports 2026
NATIONAL BANK & TRUST — 2026
What NATIONAL BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 245,569,000 | 241,973,000 |
| Total loans | 135,656,000 | 134,297,000 |
| Allowance for loan losses | 1,534,000 | 1,583,000 |
| Securities available for sale | 87,158,000 | 86,081,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 203,907,000 | 203,474,000 |
| Interest-bearing deposits | 154,430,000 | 156,248,000 |
| Noninterest-bearing deposits | 49,477,000 | 47,226,000 |
| Equity capital | 20,618,000 | 20,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,839,000 | 5,876,000 |
| Interest expense | 1,280,000 | 2,574,000 |
| Net interest income | 1,559,000 | 3,302,000 |
| Noninterest income | 206,000 | 428,000 |
| Noninterest expense | 1,495,000 | 3,085,000 |
| Provision for loan losses | 37,000 | 92,000 |
| Pretax income | 232,000 | 521,000 |
| Income tax | 0 | 0 |
| Net income | 232,000 | 521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,090,000 | 27,381,000 |