Call reports 2024
NATIONAL BANK & TRUST — 2024
What NATIONAL BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 226,036,000 | 220,997,000 | 222,433,000 | 213,956,000 |
| Total loans | 123,863,000 | 118,965,000 | 119,927,000 | 119,118,000 |
| Allowance for loan losses | 1,436,000 | 1,365,000 | 1,372,000 | 1,389,000 |
| Securities available for sale | 82,953,000 | 81,072,000 | 81,373,000 | 77,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,943,000 | 175,805,000 | 179,119,000 | 181,926,000 |
| Interest-bearing deposits | 128,473,000 | 127,516,000 | 130,520,000 | 131,923,000 |
| Noninterest-bearing deposits | 48,470,000 | 48,289,000 | 48,599,000 | 50,003,000 |
| Equity capital | 17,824,000 | 18,244,000 | 20,939,000 | 18,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,366,000 | 4,679,000 | 7,140,000 | 9,593,000 |
| Interest expense | 1,224,000 | 2,435,000 | 3,608,000 | 4,719,000 |
| Net interest income | 1,142,000 | 2,244,000 | 3,532,000 | 4,874,000 |
| Noninterest income | 214,000 | 395,000 | 599,000 | 909,000 |
| Noninterest expense | 1,190,000 | 2,478,000 | 3,850,000 | 5,156,000 |
| Provision for loan losses | -15,000 | -95,000 | -100,000 | -74,000 |
| Pretax income | 181,000 | 256,000 | 381,000 | 699,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 256,000 | 381,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,549,000 | 28,626,000 | 28,676,000 | 28,994,000 |