Call reports 2023
NATIONAL BANK & TRUST — 2023
What NATIONAL BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 215,209,000 | 228,221,000 | 221,764,000 | 233,096,000 |
| Total loans | 109,494,000 | 125,970,000 | 126,055,000 | 127,549,000 |
| Allowance for loan losses | 1,356,000 | 1,461,000 | 1,463,000 | 1,451,000 |
| Securities available for sale | 83,057,000 | 80,390,000 | 76,170,000 | 83,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,768,000 | 177,635,000 | 172,506,000 | 175,890,000 |
| Interest-bearing deposits | 132,222,000 | 127,092,000 | 123,863,000 | 127,311,000 |
| Noninterest-bearing deposits | 52,546,000 | 50,543,000 | 48,643,000 | 48,579,000 |
| Equity capital | 17,285,000 | 17,138,000 | 15,304,000 | 18,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,878,000 | 4,018,000 | 6,271,000 | 8,597,000 |
| Interest expense | 531,000 | 1,263,000 | 2,304,000 | 3,459,000 |
| Net interest income | 1,347,000 | 2,755,000 | 3,967,000 | 5,138,000 |
| Noninterest income | 192,000 | 423,000 | 640,000 | 863,000 |
| Noninterest expense | 1,162,000 | 2,428,000 | 3,783,000 | 4,980,000 |
| Provision for loan losses | 0 | 107,000 | 107,000 | 107,000 |
| Pretax income | 67,000 | 333,000 | 431,000 | 628,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 67,000 | 333,000 | 431,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,419,000 | 28,685,000 | 28,782,000 | 28,370,000 |