Call reports 2022
NATIONAL BANK & TRUST — 2022
What NATIONAL BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 219,032,000 | 214,546,000 | 216,182,000 | 220,598,000 |
| Total loans | 85,828,000 | 89,551,000 | 98,392,000 | 108,149,000 |
| Allowance for loan losses | 1,088,000 | 1,088,000 | 1,181,000 | 1,352,000 |
| Securities available for sale | 112,678,000 | 103,545,000 | 98,568,000 | 99,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,629,000 | 195,841,000 | 199,544,000 | 190,282,000 |
| Interest-bearing deposits | 136,135,000 | 139,347,000 | 145,404,000 | 136,487,000 |
| Noninterest-bearing deposits | 57,494,000 | 56,494,000 | 54,140,000 | 53,795,000 |
| Equity capital | 22,499,000 | 15,824,000 | 13,441,000 | 16,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,142,000 | 4,919,000 | 6,794,000 |
| Interest expense | 130,000 | 261,000 | 480,000 | 862,000 |
| Net interest income | 1,450,000 | 2,881,000 | 4,439,000 | 5,932,000 |
| Noninterest income | 134,000 | 288,000 | 454,000 | 642,000 |
| Noninterest expense | 1,033,000 | 2,086,000 | 3,139,000 | 4,287,000 |
| Provision for loan losses | 0 | 0 | 92,000 | 261,000 |
| Pretax income | 554,000 | 1,083,000 | 1,662,000 | 2,026,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 554,000 | 1,083,000 | 1,662,000 | 2,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,251,000 | 27,560,000 | 26,847,000 | 28,352,000 |