Call reports 2021
NATIONAL BANK & TRUST — 2021
What NATIONAL BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 234,142,000 | 230,771,000 | 221,322,000 | 216,815,000 |
| Total loans | 80,912,000 | 80,584,000 | 78,657,000 | 80,039,000 |
| Allowance for loan losses | 1,083,000 | 1,097,000 | 1,086,000 | 1,098,000 |
| Securities available for sale | 122,101,000 | 120,545,000 | 115,217,000 | 119,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,694,000 | 199,217,000 | 189,227,000 | 185,443,000 |
| Interest-bearing deposits | 153,356,000 | 150,613,000 | 136,124,000 | 131,507,000 |
| Noninterest-bearing deposits | 50,338,000 | 48,604,000 | 53,103,000 | 53,936,000 |
| Equity capital | 29,762,000 | 28,913,000 | 29,133,000 | 28,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,542,000 | 3,174,000 | 4,669,000 | 6,176,000 |
| Interest expense | 239,000 | 463,000 | 639,000 | 780,000 |
| Net interest income | 1,303,000 | 2,711,000 | 4,030,000 | 5,396,000 |
| Noninterest income | 125,000 | 253,000 | 387,000 | 532,000 |
| Noninterest expense | 985,000 | 1,991,000 | 3,055,000 | 4,101,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 40,000 |
| Pretax income | 433,000 | 1,041,000 | 1,485,000 | 1,950,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 433,000 | 1,041,000 | 1,485,000 | 1,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,175,000 | 26,065,000 | 26,355,000 | 26,819,000 |