Call reports 2020
NATIONAL BANK & TRUST — 2020
What NATIONAL BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 202,323,000 | 217,355,000 | 215,145,000 | 216,369,000 |
| Total loans | 86,703,000 | 90,494,000 | 91,462,000 | 86,154,000 |
| Allowance for loan losses | 1,064,000 | 1,052,000 | 1,045,000 | 1,087,000 |
| Securities available for sale | 108,469,000 | 112,379,000 | 113,392,000 | 118,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,663,000 | 185,423,000 | 182,200,000 | 184,262,000 |
| Interest-bearing deposits | 129,915,000 | 145,048,000 | 140,532,000 | 139,778,000 |
| Noninterest-bearing deposits | 37,748,000 | 40,375,000 | 41,668,000 | 44,484,000 |
| Equity capital | 28,688,000 | 29,803,000 | 30,811,000 | 30,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,220,000 | 4,953,000 | 6,535,000 |
| Interest expense | 391,000 | 747,000 | 1,069,000 | 1,316,000 |
| Net interest income | 1,200,000 | 2,473,000 | 3,884,000 | 5,219,000 |
| Noninterest income | 139,000 | 258,000 | 385,000 | 529,000 |
| Noninterest expense | 914,000 | 1,747,000 | 2,735,000 | 3,769,000 |
| Provision for loan losses | 20,000 | 20,000 | 50,000 | 60,000 |
| Pretax income | 405,000 | 1,088,000 | 1,623,000 | 2,058,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 405,000 | 1,088,000 | 1,623,000 | 2,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,581,000 | 26,464,000 | 26,732,000 | 26,817,000 |