Call reports 2019
NATIONAL BANK & TRUST — 2019
What NATIONAL BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 245,003,000 | 234,086,000 | 211,045,000 | 201,052,000 |
| Total loans | 89,894,000 | 93,289,000 | 94,127,000 | 90,854,000 |
| Allowance for loan losses | 924,000 | 942,000 | 985,000 | 966,000 |
| Securities available for sale | 144,797,000 | 118,882,000 | 107,503,000 | 101,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,490,000 | 208,047,000 | 173,533,000 | 168,509,000 |
| Interest-bearing deposits | 180,952,000 | 167,274,000 | 134,235,000 | 131,526,000 |
| Noninterest-bearing deposits | 40,538,000 | 40,773,000 | 39,298,000 | 36,983,000 |
| Equity capital | 23,266,000 | 25,739,000 | 26,622,000 | 26,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,882,000 | 3,772,000 | 5,524,000 | 7,191,000 |
| Interest expense | 669,000 | 1,360,000 | 1,924,000 | 2,343,000 |
| Net interest income | 1,213,000 | 2,412,000 | 3,600,000 | 4,848,000 |
| Noninterest income | 190,000 | 361,000 | 502,000 | 665,000 |
| Noninterest expense | 945,000 | 1,855,000 | 2,765,000 | 3,582,000 |
| Provision for loan losses | 20,000 | 50,000 | 91,000 | 201,000 |
| Pretax income | 438,000 | 880,000 | 1,285,000 | 1,769,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 438,000 | 880,000 | 1,285,000 | 1,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,663,000 | 25,519,000 | 25,850,000 | 26,175,000 |
| Total capital | 26,606,000 | 26,481,000 | 26,855,000 | 27,161,000 |
| Risk-weighted assets | 100,237,000 | 98,713,000 | 93,764,000 | 89,266,000 |