Call reports 2018
NATIONAL BANK & TRUST — 2018
What NATIONAL BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 257,821,000 | 253,131,000 | 247,196,000 | 246,588,000 |
| Total loans | 79,471,000 | 82,678,000 | 84,776,000 | 86,556,000 |
| Allowance for loan losses | 833,000 | 864,000 | 888,000 | 907,000 |
| Securities available for sale | 163,175,000 | 160,308,000 | 151,432,000 | 148,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,191,000 | 232,697,000 | 226,900,000 | 222,102,000 |
| Interest-bearing deposits | 192,447,000 | 188,881,000 | 183,690,000 | 180,386,000 |
| Noninterest-bearing deposits | 44,744,000 | 43,816,000 | 43,210,000 | 41,716,000 |
| Equity capital | 20,297,000 | 20,147,000 | 19,971,000 | 21,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,804,000 | 3,676,000 | 5,506,000 | 7,410,000 |
| Interest expense | 395,000 | 887,000 | 1,422,000 | 2,030,000 |
| Net interest income | 1,409,000 | 2,789,000 | 4,084,000 | 5,380,000 |
| Noninterest income | 184,000 | 363,000 | 555,000 | 771,000 |
| Noninterest expense | 958,000 | 1,846,000 | 2,793,000 | 3,636,000 |
| Provision for loan losses | 55,000 | 85,000 | 115,000 | 155,000 |
| Pretax income | 580,000 | 1,221,000 | 1,731,000 | 2,360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 580,000 | 1,221,000 | 1,731,000 | 2,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,363,000 | 24,591,000 | 24,995,000 | 25,294,000 |
| Total capital | 25,209,000 | 25,468,000 | 25,898,000 | 26,220,000 |
| Risk-weighted assets | 96,328,000 | 97,822,000 | 97,663,000 | 98,804,000 |