Call reports 2016
NATIONAL BANK & TRUST — 2016
What NATIONAL BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 224,994,000 | 218,910,000 | 217,053,000 | 221,817,000 |
| Total loans | 60,309,000 | 61,855,000 | 64,172,000 | 66,871,000 |
| Allowance for loan losses | 687,000 | 687,000 | 699,000 | 719,000 |
| Securities available for sale | 152,478,000 | 146,264,000 | 138,184,000 | 145,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,823,000 | 192,804,000 | 190,354,000 | 194,065,000 |
| Interest-bearing deposits | 155,617,000 | 152,531,000 | 149,209,000 | 151,332,000 |
| Noninterest-bearing deposits | 44,206,000 | 40,273,000 | 41,145,000 | 42,733,000 |
| Equity capital | 24,819,000 | 25,786,000 | 26,333,000 | 21,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,547,000 | 3,067,000 | 4,557,000 | 6,051,000 |
| Interest expense | 310,000 | 617,000 | 919,000 | 1,214,000 |
| Net interest income | 1,237,000 | 2,450,000 | 3,638,000 | 4,837,000 |
| Noninterest income | 152,000 | 292,000 | 450,000 | 601,000 |
| Noninterest expense | 904,000 | 1,891,000 | 2,853,000 | 3,742,000 |
| Provision for loan losses | 15,000 | 30,000 | 70,000 | 95,000 |
| Pretax income | 542,000 | 991,000 | 1,392,000 | 1,828,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 542,000 | 991,000 | 1,392,000 | 1,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,710,000 | 23,065,000 | 23,357,000 | 23,722,000 |
| Total capital | 23,409,000 | 23,764,000 | 24,068,000 | 24,453,000 |
| Risk-weighted assets | 83,100,000 | 82,166,000 | 81,569,000 | 85,018,000 |