Call reports 2015
NATIONAL BANK & TRUST — 2015
What NATIONAL BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 231,268,000 | 232,822,000 | 225,779,000 | 223,565,000 |
| Total loans | 54,944,000 | 55,983,000 | 57,024,000 | 58,465,000 |
| Allowance for loan losses | 651,000 | 659,000 | 663,000 | 677,000 |
| Securities available for sale | 160,134,000 | 158,811,000 | 158,263,000 | 153,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,659,000 | 210,860,000 | 201,957,000 | 196,450,000 |
| Interest-bearing deposits | 169,168,000 | 169,117,000 | 161,105,000 | 152,550,000 |
| Noninterest-bearing deposits | 39,491,000 | 41,743,000 | 40,852,000 | 43,900,000 |
| Equity capital | 22,260,000 | 21,610,000 | 23,437,000 | 22,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,549,000 | 3,093,000 | 4,653,000 | 6,220,000 |
| Interest expense | 336,000 | 677,000 | 997,000 | 1,298,000 |
| Net interest income | 1,213,000 | 2,416,000 | 3,656,000 | 4,922,000 |
| Noninterest income | 150,000 | 307,000 | 478,000 | 649,000 |
| Noninterest expense | 849,000 | 1,751,000 | 2,602,000 | 3,560,000 |
| Provision for loan losses | 13,000 | 25,000 | 38,000 | 50,000 |
| Pretax income | 501,000 | 947,000 | 1,494,000 | 1,956,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 501,000 | 947,000 | 1,494,000 | 1,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,142,000 | 21,537,000 | 21,960,000 | 22,295,000 |
| Total capital | 21,805,000 | 22,208,000 | 22,635,000 | 22,984,000 |
| Risk-weighted assets | 81,730,000 | 82,164,000 | 81,427,000 | 80,057,000 |