Call reports 2014
NATIONAL BANK & TRUST — 2014
What NATIONAL BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 224,620,000 | 221,883,000 | 221,104,000 | 223,041,000 |
| Total loans | 48,726,000 | 50,048,000 | 50,246,000 | 54,193,000 |
| Allowance for loan losses | 628,000 | 630,000 | 636,000 | 652,000 |
| Securities available for sale | 159,074,000 | 160,383,000 | 155,733,000 | 150,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,153,000 | 202,204,000 | 198,307,000 | 201,331,000 |
| Interest-bearing deposits | 170,855,000 | 167,106,000 | 158,185,000 | 159,972,000 |
| Noninterest-bearing deposits | 35,298,000 | 35,098,000 | 40,122,000 | 41,359,000 |
| Equity capital | 18,098,000 | 19,315,000 | 19,389,000 | 20,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 3,132,000 | 4,690,000 | 6,241,000 |
| Interest expense | 354,000 | 716,000 | 1,050,000 | 1,370,000 |
| Net interest income | 1,199,000 | 2,416,000 | 3,640,000 | 4,871,000 |
| Noninterest income | 162,000 | 325,000 | 502,000 | 666,000 |
| Noninterest expense | 803,000 | 1,665,000 | 2,495,000 | 3,374,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 25,000 |
| Pretax income | 558,000 | 1,072,000 | 1,633,000 | 2,133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 558,000 | 1,072,000 | 1,633,000 | 2,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,120,000 | 20,026,000 | 20,451,000 | 20,752,000 |
| Total capital | 20,760,000 | 20,668,000 | 21,099,000 | 21,416,000 |
| Risk-weighted assets | 76,537,000 | 75,808,000 | 75,473,000 | 78,863,000 |