Call reports 2013
NATIONAL BANK & TRUST — 2013
What NATIONAL BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 224,044,000 | 218,742,000 | 210,694,000 | 210,527,000 |
| Total loans | 42,761,000 | 43,673,000 | 45,796,000 | 47,741,000 |
| Allowance for loan losses | 639,000 | 630,000 | 625,000 | 627,000 |
| Securities available for sale | 167,393,000 | 160,688,000 | 153,302,000 | 147,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,510,000 | 201,637,000 | 194,756,000 | 194,190,000 |
| Interest-bearing deposits | 171,674,000 | 166,063,000 | 159,560,000 | 159,190,000 |
| Noninterest-bearing deposits | 30,836,000 | 35,574,000 | 35,196,000 | 35,000,000 |
| Equity capital | 21,173,000 | 16,748,000 | 15,536,000 | 15,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,579,000 | 3,134,000 | 4,699,000 | 6,229,000 |
| Interest expense | 392,000 | 785,000 | 1,148,000 | 1,485,000 |
| Net interest income | 1,187,000 | 2,349,000 | 3,551,000 | 4,744,000 |
| Noninterest income | 160,000 | 317,000 | 501,000 | 673,000 |
| Noninterest expense | 789,000 | 1,603,000 | 2,445,000 | 3,258,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 569,000 | 1,277,000 | 1,818,000 | 2,366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 569,000 | 1,277,000 | 1,818,000 | 2,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,316,000 | 18,888,000 | 19,301,000 | 19,694,000 |
| Total capital | 18,966,000 | 19,528,000 | 19,938,000 | 20,333,000 |
| Risk-weighted assets | 72,234,000 | 71,457,000 | 71,734,000 | 72,481,000 |