Call reports 2012
NATIONAL BANK & TRUST — 2012
What NATIONAL BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 214,866,000 | 211,791,000 | 211,233,000 | 222,537,000 |
| Total loans | 43,108,000 | 42,951,000 | 42,464,000 | 42,226,000 |
| Allowance for loan losses | 645,000 | 642,000 | 641,000 | 641,000 |
| Securities available for sale | 158,984,000 | 159,493,000 | 154,950,000 | 157,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,187,000 | 190,041,000 | 188,076,000 | 199,811,000 |
| Interest-bearing deposits | 165,135,000 | 161,326,000 | 158,485,000 | 167,241,000 |
| Noninterest-bearing deposits | 29,052,000 | 28,715,000 | 29,591,000 | 32,570,000 |
| Equity capital | 20,221,000 | 21,425,000 | 22,787,000 | 22,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,715,000 | 3,409,000 | 4,992,000 | 6,505,000 |
| Interest expense | 440,000 | 870,000 | 1,278,000 | 1,647,000 |
| Net interest income | 1,275,000 | 2,539,000 | 3,714,000 | 4,858,000 |
| Noninterest income | 142,000 | 318,000 | 486,000 | 675,000 |
| Noninterest expense | 773,000 | 1,602,000 | 2,241,000 | 3,075,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 644,000 | 1,293,000 | 2,297,000 | 2,890,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 644,000 | 1,293,000 | 2,297,000 | 2,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,350,000 | 16,841,000 | 17,583,000 | 17,891,000 |
| Total capital | 17,006,000 | 17,494,000 | 18,235,000 | 18,543,000 |
| Risk-weighted assets | 69,222,000 | 68,625,000 | 67,987,000 | 70,323,000 |