Call reports 2005
NATIONAL BANK & TRUST — 2005
What NATIONAL BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 89,801,000 | 88,588,000 | 88,994,000 | 88,716,000 |
| Total loans | 40,921,000 | 41,092,000 | 41,991,000 | 42,723,000 |
| Allowance for loan losses | 511,000 | 505,000 | 506,000 | 511,000 |
| Securities available for sale | 43,193,000 | 40,316,000 | 39,636,000 | 38,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,665,000 | 75,161,000 | 75,696,000 | 78,792,000 |
| Interest-bearing deposits | 60,538,000 | 60,419,000 | 58,921,000 | 61,917,000 |
| Noninterest-bearing deposits | 15,127,000 | 14,742,000 | 16,775,000 | 16,875,000 |
| Equity capital | 10,587,000 | 10,891,000 | 11,013,000 | 7,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,069,000 | 2,147,000 | 3,222,000 | 4,335,000 |
| Interest expense | 225,000 | 455,000 | 717,000 | 1,027,000 |
| Net interest income | 844,000 | 1,692,000 | 2,505,000 | 3,308,000 |
| Noninterest income | 167,000 | 339,000 | 496,000 | 661,000 |
| Noninterest expense | 608,000 | 1,268,000 | 1,934,000 | 2,618,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 388,000 | 719,000 | 1,008,000 | 1,278,000 |
| Income tax | 132,000 | 256,000 | 354,000 | 135,000 |
| Net income | 256,000 | 463,000 | 654,000 | 1,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,017,000 | 11,225,000 | 11,416,000 | 7,604,000 |
| Total capital | 11,524,000 | 11,730,000 | 11,922,000 | 8,115,000 |
| Risk-weighted assets | 40,565,000 | 41,278,000 | 42,142,000 | 43,271,000 |
Machine access — free, no API key
Every figure shown here about NATIONAL BANK & TRUST — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.