Call reports 2012
FIDELITY SAVINGS BANK — 2012
What FIDELITY SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 661,168,000 | 661,294,000 | 642,962,000 |
| Total loans | 345,194,000 | 341,759,000 | 340,464,000 |
| Allowance for loan losses | 3,856,000 | 4,288,000 | 4,510,000 |
| Securities available for sale | 159,471,000 | 171,499,000 | 159,374,000 |
| Securities held to maturity | 78,656,000 | 69,729,000 | 68,864,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 476,042,000 | 474,547,000 | 464,841,000 |
| Interest-bearing deposits | 412,286,000 | 407,813,000 | 395,304,000 |
| Noninterest-bearing deposits | 63,756,000 | 66,734,000 | 69,537,000 |
| Equity capital | 55,352,000 | 56,156,000 | 56,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 5,985,000 | 11,776,000 | 17,341,000 |
| Interest expense | 2,367,000 | 4,615,000 | 6,763,000 |
| Net interest income | 3,618,000 | 7,161,000 | 10,578,000 |
| Noninterest income | 1,082,000 | 2,072,000 | 3,319,000 |
| Noninterest expense | 3,922,000 | 7,735,000 | 12,099,000 |
| Provision for loan losses | 325,000 | 925,000 | 1,225,000 |
| Pretax income | 626,000 | 746,000 | 675,000 |
| Income tax | 75,000 | -46,000 | -68,000 |
| Net income | 551,000 | 792,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 51,219,000 | 50,841,000 | 50,617,000 |
| Total capital | 55,077,000 | 55,143,000 | 55,154,000 |
| Risk-weighted assets | 399,355,000 | 400,758,000 | 397,175,000 |