Call reports 2011
FIDELITY SAVINGS BANK — 2011
What FIDELITY SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 679,654,000 | 662,867,000 | 662,421,000 | 656,388,000 |
| Total loans | 344,701,000 | 348,946,000 | 353,885,000 | 356,455,000 |
| Allowance for loan losses | 6,173,000 | 5,670,000 | 5,763,000 | 4,757,000 |
| Securities available for sale | 172,728,000 | 176,467,000 | 168,766,000 | 154,583,000 |
| Securities held to maturity | 76,796,000 | 81,453,000 | 80,423,000 | 75,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,920,000 | 452,355,000 | 450,362,000 | 460,723,000 |
| Interest-bearing deposits | 397,664,000 | 394,664,000 | 391,263,000 | 401,083,000 |
| Noninterest-bearing deposits | 52,256,000 | 57,691,000 | 59,099,000 | 59,640,000 |
| Equity capital | 52,878,000 | 53,554,000 | 53,790,000 | 54,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,727,000 | 13,247,000 | 19,747,000 | 26,043,000 |
| Interest expense | 2,949,000 | 5,716,000 | 8,359,000 | 10,900,000 |
| Net interest income | 3,778,000 | 7,531,000 | 11,388,000 | 15,143,000 |
| Noninterest income | 903,000 | 1,690,000 | 2,425,000 | 3,477,000 |
| Noninterest expense | 3,819,000 | 7,558,000 | 11,226,000 | 14,986,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,250,000 |
| Pretax income | 998,000 | 1,443,000 | 2,200,000 | 2,844,000 |
| Income tax | 248,000 | 276,000 | 430,000 | 545,000 |
| Net income | 750,000 | 1,167,000 | 1,770,000 | 2,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,276,000 | 49,745,000 | 49,768,000 | 50,567,000 |
| Total capital | 54,165,000 | 54,765,000 | 54,861,000 | 55,324,000 |
| Risk-weighted assets | 389,826,000 | 400,918,000 | 406,758,000 | 406,407,000 |