Call reports 2005
FIDELITY SAVINGS BANK — 2005
What FIDELITY SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 645,742,000 | 671,208,000 | 671,665,000 | 693,360,000 |
| Total loans | 303,389,000 | 328,343,000 | 348,921,000 | 375,450,000 |
| Allowance for loan losses | 2,493,000 | 2,540,000 | 2,596,000 | 2,673,000 |
| Securities available for sale | 182,170,000 | 185,871,000 | 177,257,000 | 176,917,000 |
| Securities held to maturity | 114,230,000 | 111,790,000 | 105,316,000 | 99,121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,720,000 | 373,029,000 | 371,012,000 | 386,270,000 |
| Interest-bearing deposits | 336,020,000 | 339,343,000 | 336,914,000 | 352,314,000 |
| Noninterest-bearing deposits | 30,700,000 | 33,686,000 | 34,098,000 | 33,956,000 |
| Equity capital | 51,482,000 | 52,439,000 | 45,033,000 | 44,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,718,000 | 15,712,000 | 24,000,000 | 32,638,000 |
| Interest expense | 4,101,000 | 8,462,000 | 13,169,000 | 18,330,000 |
| Net interest income | 3,617,000 | 7,250,000 | 10,831,000 | 14,308,000 |
| Noninterest income | 660,000 | 1,447,000 | 2,081,000 | 2,828,000 |
| Noninterest expense | 2,835,000 | 6,162,000 | 8,936,000 | 11,812,000 |
| Provision for loan losses | 75,000 | 250,000 | 425,000 | 550,000 |
| Pretax income | 1,360,000 | 2,278,000 | 3,545,000 | 4,768,000 |
| Income tax | 281,000 | 486,000 | 761,000 | 1,029,000 |
| Net income | 1,079,000 | 1,792,000 | 2,784,000 | 3,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,441,000 | 49,701,000 | 43,154,000 | 43,540,000 |
| Total capital | 51,934,000 | 52,241,000 | 45,750,000 | 46,213,000 |
| Risk-weighted assets | 404,017,000 | 426,932,000 | 426,525,000 | 441,343,000 |
Machine access — free, no API key
Every figure shown here about FIDELITY SAVINGS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.