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Call reports 2014

TWIN OAKS SAVINGS BANK — 2014

What TWIN OAKS SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.

PERIOD: 2014SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1e5535ef-8137-4ef0-b7d5-49480d27829e/2014

Balance sheet

What the bank holds and owes at quarter end

Measure2014Q12014Q22014Q3
Total assets67,976,00066,490,00063,059,000
Total loans31,579,00031,776,00032,081,000
Allowance for loan losses1,496,0001,520,0001,594,000
Securities available for sale30,641,00028,229,00026,550,000
Securities held to maturity000
Trading assets000
Total deposits55,661,00053,793,00051,190,000
Interest-bearing deposits51,994,00050,060,00048,284,000
Noninterest-bearing deposits3,667,0003,733,0002,906,000
Equity capital6,662,0006,846,0006,707,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2014Q12014Q22014Q3
Interest income589,0001,161,0001,717,000
Interest expense145,000275,000388,000
Net interest income444,000886,0001,329,000
Noninterest income37,000111,000163,000
Noninterest expense474,0001,093,0001,611,000
Provision for loan losses519,000572,000882,000
Pretax income-512,000-636,000-966,000
Income tax-233,000-315,000-470,000
Net income-279,000-321,000-496,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2014Q12014Q22014Q3
Tier 1 capital6,546,0006,505,0006,329,000
Total capital6,941,0006,910,0006,734,000
Risk-weighted assets30,580,00031,326,00031,255,000

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