Call reports 2008
TWIN OAKS SAVINGS BANK — 2008
What TWIN OAKS SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 67,968,000 | 65,674,000 | 63,571,000 | 63,489,000 |
| Total loans | 40,781,000 | 41,258,000 | 42,014,000 | 42,127,000 |
| Allowance for loan losses | 145,000 | 147,000 | 152,000 | 172,000 |
| Securities available for sale | 12,550,000 | 17,846,000 | 16,586,000 | 16,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,554,000 | 50,431,000 | 47,102,000 | 46,644,000 |
| Interest-bearing deposits | 46,982,000 | 47,880,000 | 45,013,000 | 44,377,000 |
| Noninterest-bearing deposits | 2,572,000 | 2,551,000 | 2,089,000 | 2,267,000 |
| Equity capital | 5,416,000 | 5,251,000 | 5,434,000 | 5,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,691,000 | 2,575,000 | 3,441,000 |
| Interest expense | 446,000 | 915,000 | 1,326,000 | 1,695,000 |
| Net interest income | 378,000 | 776,000 | 1,249,000 | 1,746,000 |
| Noninterest income | 58,000 | 119,000 | 172,000 | 225,000 |
| Noninterest expense | 397,000 | 800,000 | 1,212,000 | 1,619,000 |
| Provision for loan losses | 0 | 2,000 | 9,000 | 29,000 |
| Pretax income | 61,000 | 118,000 | 230,000 | 356,000 |
| Income tax | 12,000 | 19,000 | 44,000 | 74,000 |
| Net income | 49,000 | 99,000 | 186,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,395,000 | 5,444,000 | 5,533,000 | 5,629,000 |
| Total capital | 5,540,000 | 5,591,000 | 5,685,000 | 5,801,000 |
| Risk-weighted assets | 34,987,000 | 34,741,000 | 34,955,000 | 34,745,000 |
Machine access — free, no API key
Every figure shown here about TWIN OAKS SAVINGS BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.