Call reports 2006
TWIN OAKS SAVINGS BANK — 2006
What TWIN OAKS SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 58,137,000 | 58,742,000 | 59,682,000 | 58,579,000 |
| Total loans | 36,020,000 | 37,760,000 | 38,564,000 | 39,510,000 |
| Allowance for loan losses | 115,000 | 118,000 | 121,000 | 123,000 |
| Securities available for sale | 14,803,000 | 14,332,000 | 14,109,000 | 13,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,876,000 | 44,633,000 | 43,333,000 | 43,047,000 |
| Interest-bearing deposits | 40,766,000 | 40,842,000 | 40,219,000 | 39,731,000 |
| Noninterest-bearing deposits | 3,110,000 | 3,791,000 | 3,114,000 | 3,316,000 |
| Equity capital | 4,744,000 | 4,702,000 | 4,666,000 | 4,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,492,000 | 2,293,000 | 3,098,000 |
| Interest expense | 363,000 | 744,000 | 1,170,000 | 1,633,000 |
| Net interest income | 367,000 | 748,000 | 1,123,000 | 1,465,000 |
| Noninterest income | 55,000 | 115,000 | 174,000 | 237,000 |
| Noninterest expense | 387,000 | 757,000 | 1,125,000 | 1,488,000 |
| Provision for loan losses | 2,000 | 5,000 | 8,000 | 10,000 |
| Pretax income | 33,000 | 101,000 | 165,000 | 205,000 |
| Income tax | 11,000 | 27,000 | 41,000 | 46,000 |
| Net income | 22,000 | 74,000 | 124,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,965,000 | 5,017,000 | 5,057,000 | 5,091,000 |
| Total capital | 5,080,000 | 5,135,000 | 5,177,000 | 5,214,000 |
| Risk-weighted assets | 32,555,000 | 25,693,000 | 37,934,000 | 45,105,000 |
Machine access — free, no API key
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