Call reports 2019
FIRST FARMERS STATE BANK — 2019
What FIRST FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 172,134,000 | 168,836,000 | 172,135,000 | 180,758,000 |
| Total loans | 119,430,000 | 119,411,000 | 126,087,000 | 133,953,000 |
| Allowance for loan losses | 953,000 | 956,000 | 959,000 | 961,000 |
| Securities available for sale | 33,829,000 | 31,798,000 | 30,133,000 | 29,096,000 |
| Securities held to maturity | 2,418,000 | 2,369,000 | 2,315,000 | 2,110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,056,000 | 142,636,000 | 143,416,000 | 150,681,000 |
| Interest-bearing deposits | 111,021,000 | 118,350,000 | 119,022,000 | 123,124,000 |
| Noninterest-bearing deposits | 26,035,000 | 24,286,000 | 24,394,000 | 27,557,000 |
| Equity capital | 20,916,000 | 21,426,000 | 21,957,000 | 21,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,747,000 | 3,513,000 | 5,325,000 | 7,164,000 |
| Interest expense | 284,000 | 596,000 | 917,000 | 1,256,000 |
| Net interest income | 1,463,000 | 2,917,000 | 4,408,000 | 5,908,000 |
| Noninterest income | 638,000 | 832,000 | 1,063,000 | 1,300,000 |
| Noninterest expense | 1,074,000 | 2,145,000 | 3,192,000 | 4,243,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,027,000 | 1,604,000 | 2,280,000 | 2,851,000 |
| Income tax | 9,000 | 13,000 | 19,000 | 23,000 |
| Net income | 1,018,000 | 1,591,000 | 2,261,000 | 2,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,053,000 | 21,291,000 | 21,716,000 | 21,843,000 |
| Total capital | 22,006,000 | 22,247,000 | 22,674,000 | 22,804,000 |
| Risk-weighted assets | 103,310,000 | 102,590,000 | 104,490,000 | 108,948,000 |