Call reports 2017
FIRST FARMERS STATE BANK — 2017
What FIRST FARMERS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 162,947,000 | 162,395,000 | 169,639,000 | 171,296,000 |
| Total loans | 101,410,000 | 102,938,000 | 108,817,000 | 111,664,000 |
| Allowance for loan losses | 906,000 | 908,000 | 911,000 | 923,000 |
| Securities available for sale | 47,120,000 | 45,707,000 | 43,854,000 | 41,573,000 |
| Securities held to maturity | 3,237,000 | 3,114,000 | 3,027,000 | 2,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,687,000 | 138,151,000 | 139,085,000 | 143,848,000 |
| Interest-bearing deposits | 106,065,000 | 116,067,000 | 115,724,000 | 116,288,000 |
| Noninterest-bearing deposits | 25,622,000 | 22,084,000 | 23,361,000 | 27,560,000 |
| Equity capital | 19,507,000 | 19,939,000 | 20,198,000 | 19,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,458,000 | 2,964,000 | 4,540,000 | 6,141,000 |
| Interest expense | 137,000 | 296,000 | 473,000 | 671,000 |
| Net interest income | 1,321,000 | 2,668,000 | 4,067,000 | 5,470,000 |
| Noninterest income | 240,000 | 515,000 | 773,000 | 1,032,000 |
| Noninterest expense | 898,000 | 1,814,000 | 2,784,000 | 3,890,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 663,000 | 1,369,000 | 2,056,000 | 2,532,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 22,000 |
| Net income | 657,000 | 1,357,000 | 2,038,000 | 2,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,042,000 | 19,197,000 | 19,618,000 | 19,406,000 |
| Total capital | 19,948,000 | 20,105,000 | 20,529,000 | 20,329,000 |
| Risk-weighted assets | 98,672,000 | 98,840,000 | 100,672,000 | 104,070,000 |