Call reports 2012
FIRST FARMERS STATE BANK — 2012
What FIRST FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 153,783,000 | 148,972,000 | 147,654,000 | 154,900,000 |
| Total loans | 78,621,000 | 84,509,000 | 81,293,000 | 84,502,000 |
| Allowance for loan losses | 1,069,000 | 1,930,000 | 1,852,000 | 1,125,000 |
| Securities available for sale | 47,960,000 | 46,630,000 | 44,068,000 | 50,133,000 |
| Securities held to maturity | 7,661,000 | 7,522,000 | 7,272,000 | 6,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,894,000 | 121,027,000 | 123,394,000 | 131,081,000 |
| Interest-bearing deposits | 111,496,000 | 105,245,000 | 105,436,000 | 107,697,000 |
| Noninterest-bearing deposits | 18,398,000 | 15,782,000 | 17,958,000 | 23,384,000 |
| Equity capital | 17,090,000 | 17,240,000 | 17,999,000 | 17,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,091,000 | 4,623,000 | 6,114,000 |
| Interest expense | 214,000 | 415,000 | 600,000 | 768,000 |
| Net interest income | 1,355,000 | 2,676,000 | 4,023,000 | 5,346,000 |
| Noninterest income | 338,000 | 629,000 | 997,000 | 1,327,000 |
| Noninterest expense | 1,015,000 | 1,889,000 | 2,945,000 | 3,759,000 |
| Provision for loan losses | 0 | 860,000 | 860,000 | 1,610,000 |
| Pretax income | 647,000 | 525,000 | 1,153,000 | 1,187,000 |
| Income tax | 6,000 | 5,000 | 11,000 | 12,000 |
| Net income | 641,000 | 520,000 | 1,142,000 | 1,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,755,000 | 15,574,000 | 16,134,000 | 16,044,000 |
| Total capital | 16,824,000 | 16,756,000 | 17,278,000 | 17,169,000 |
| Risk-weighted assets | 90,763,000 | 93,809,000 | 90,787,000 | 92,835,000 |