Call reports 2016
MIDDLEBURG BANK — 2016
What MIDDLEBURG BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,342,502,000 | 1,308,555,000 | 1,329,179,000 | 1,266,881,000 |
| Total loans | 824,551,000 | 854,836,000 | 846,559,000 | 860,097,000 |
| Allowance for loan losses | 11,330,000 | 11,527,000 | 11,200,000 | 11,404,000 |
| Securities available for sale | 376,474,000 | 346,660,000 | 352,108,000 | 301,028,000 |
| Securities held to maturity | 9,227,000 | 10,727,000 | 10,727,000 | 10,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,086,041,000 | 1,058,958,000 | 1,094,555,000 | 1,057,330,000 |
| Interest-bearing deposits | 833,002,000 | 807,183,000 | 824,549,000 | 804,522,000 |
| Noninterest-bearing deposits | 253,038,000 | 251,775,000 | 270,006,000 | 252,808,000 |
| Equity capital | 122,069,000 | 124,170,000 | 124,388,000 | 120,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,869,000 | 21,969,000 | 32,703,000 | 43,365,000 |
| Interest expense | 1,052,000 | 2,116,000 | 3,166,000 | 4,144,000 |
| Net interest income | 9,817,000 | 19,853,000 | 29,537,000 | 39,221,000 |
| Noninterest income | 1,198,000 | 2,526,000 | 3,775,000 | 5,742,000 |
| Noninterest expense | 8,036,000 | 15,677,000 | 23,646,000 | 31,599,000 |
| Provision for loan losses | 300,000 | 350,000 | 53,000 | 1,853,000 |
| Pretax income | 2,842,000 | 6,725,000 | 10,124,000 | 13,065,000 |
| Income tax | 648,000 | 1,663,000 | 2,524,000 | 3,284,000 |
| Net income | 2,194,000 | 5,062,000 | 7,600,000 | 9,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,843,000 | 120,131,000 | 121,203,000 | 122,016,000 |
| Total capital | 128,301,000 | 129,823,000 | 130,739,000 | 131,738,000 |
| Risk-weighted assets | 754,702,000 | 773,402,000 | 761,132,000 | 775,947,000 |