Call reports 2015
MIDDLEBURG BANK — 2015
What MIDDLEBURG BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,259,258,000 | 1,236,017,000 | 1,255,424,000 | 1,289,148,000 |
| Total loans | 761,915,000 | 773,090,000 | 780,867,000 | 805,681,000 |
| Allowance for loan losses | 12,024,000 | 11,894,000 | 11,400,000 | 11,046,000 |
| Securities available for sale | 355,800,000 | 351,436,000 | 372,226,000 | 374,021,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 1,500,000 | 4,207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,024,719,000 | 1,008,147,000 | 1,036,884,000 | 1,044,344,000 |
| Interest-bearing deposits | 767,985,000 | 770,220,000 | 789,480,000 | 804,921,000 |
| Noninterest-bearing deposits | 256,735,000 | 237,927,000 | 247,404,000 | 239,423,000 |
| Equity capital | 120,955,000 | 120,533,000 | 121,819,000 | 119,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,696,000 | 21,046,000 | 31,746,000 | 42,271,000 |
| Interest expense | 999,000 | 1,968,000 | 2,941,000 | 3,928,000 |
| Net interest income | 9,697,000 | 19,078,000 | 28,805,000 | 38,343,000 |
| Noninterest income | 1,617,000 | 2,766,000 | 3,791,000 | 5,269,000 |
| Noninterest expense | 7,696,000 | 15,462,000 | 23,270,000 | 30,416,000 |
| Provision for loan losses | 450,000 | 25,000 | -407,000 | 2,293,000 |
| Pretax income | 3,269,000 | 6,495,000 | 9,871,000 | 11,043,000 |
| Income tax | 828,000 | 1,669,000 | 2,585,000 | 2,847,000 |
| Net income | 2,441,000 | 4,826,000 | 7,286,000 | 8,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,853,000 | 117,243,000 | 118,269,000 | 118,013,000 |
| Total capital | 124,615,000 | 126,219,000 | 127,360,000 | 127,418,000 |
| Risk-weighted assets | 697,649,000 | 715,126,000 | 724,960,000 | 750,682,000 |