Call reports 2013
MIDDLEBURG BANK — 2013
What MIDDLEBURG BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,207,521,000 | 1,210,829,000 | 1,209,403,000 | 1,222,139,000 |
| Total loans | 763,307,000 | 772,321,000 | 757,961,000 | 761,652,000 |
| Allowance for loan losses | 13,508,000 | 13,616,000 | 13,382,000 | 13,320,000 |
| Securities available for sale | 331,175,000 | 319,561,000 | 327,785,000 | 327,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 967,929,000 | 963,734,000 | 960,790,000 | 984,808,000 |
| Interest-bearing deposits | 802,465,000 | 787,415,000 | 767,885,000 | 796,819,000 |
| Noninterest-bearing deposits | 165,464,000 | 176,319,000 | 192,904,000 | 187,989,000 |
| Equity capital | 111,913,000 | 110,058,000 | 109,422,000 | 109,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,209,000 | 22,197,000 | 33,147,000 | 44,256,000 |
| Interest expense | 1,707,000 | 3,291,000 | 4,855,000 | 6,287,000 |
| Net interest income | 9,502,000 | 18,906,000 | 28,292,000 | 37,969,000 |
| Noninterest income | 4,271,000 | 9,980,000 | 15,015,000 | 19,363,000 |
| Noninterest expense | 12,255,000 | 24,137,000 | 36,191,000 | 48,749,000 |
| Provision for loan losses | -188,000 | -4,000 | -1,000 | 109,000 |
| Pretax income | 1,753,000 | 5,126,000 | 7,514,000 | 8,892,000 |
| Income tax | 394,000 | 1,238,000 | 1,801,000 | 2,151,000 |
| Net income | 1,426,000 | 3,693,000 | 5,480,000 | 6,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,453,000 | 108,213,000 | 109,373,000 | 110,217,000 |
| Total capital | 116,093,000 | 118,125,000 | 119,121,000 | 120,015,000 |
| Risk-weighted assets | 767,197,000 | 789,438,000 | 776,013,000 | 780,216,000 |