Call reports 2012
MIDDLEBURG BANK — 2012
What MIDDLEBURG BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,197,464,000 | 1,212,956,000 | 1,229,919,000 | 1,230,635,000 |
| Total loans | 763,396,000 | 753,875,000 | 784,865,000 | 791,590,000 |
| Allowance for loan losses | 14,861,000 | 14,969,000 | 13,941,000 | 14,311,000 |
| Securities available for sale | 323,322,000 | 314,260,000 | 308,003,000 | 318,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 953,539,000 | 977,273,000 | 986,549,000 | 983,898,000 |
| Interest-bearing deposits | 802,697,000 | 822,055,000 | 809,678,000 | 816,350,000 |
| Noninterest-bearing deposits | 150,841,000 | 155,219,000 | 176,870,000 | 167,548,000 |
| Equity capital | 104,883,000 | 106,997,000 | 109,538,000 | 111,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,338,000 | 24,322,000 | 35,555,000 | 47,012,000 |
| Interest expense | 2,353,000 | 4,589,000 | 6,708,000 | 8,544,000 |
| Net interest income | 9,985,000 | 19,733,000 | 28,847,000 | 38,468,000 |
| Noninterest income | 4,744,000 | 10,748,000 | 18,031,000 | 25,342,000 |
| Noninterest expense | 12,360,000 | 24,545,000 | 37,256,000 | 50,193,000 |
| Provision for loan losses | 792,000 | 1,522,000 | 2,156,000 | 3,438,000 |
| Pretax income | 1,717,000 | 4,702,000 | 7,918,000 | 10,624,000 |
| Income tax | 485,000 | 1,137,000 | 1,740,000 | 2,198,000 |
| Net income | 1,581,000 | 3,493,000 | 5,322,000 | 6,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,991,000 | 101,859,000 | 103,986,000 | 105,601,000 |
| Total capital | 109,672,000 | 111,660,000 | 113,744,000 | 115,411,000 |
| Risk-weighted assets | 769,180,000 | 778,842,000 | 776,430,000 | 780,379,000 |