Call reports 2011
MIDDLEBURG BANK — 2011
What MIDDLEBURG BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,078,344,000 | 1,138,860,000 | 1,147,899,000 | 1,186,776,000 |
| Total loans | 696,967,000 | 727,003,000 | 742,723,000 | 763,909,000 |
| Allowance for loan losses | 14,576,000 | 15,072,000 | 15,124,000 | 14,623,000 |
| Securities available for sale | 258,128,000 | 293,103,000 | 302,727,000 | 307,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 867,948,000 | 911,432,000 | 912,023,000 | 931,540,000 |
| Interest-bearing deposits | 743,373,000 | 778,289,000 | 765,525,000 | 787,560,000 |
| Noninterest-bearing deposits | 124,575,000 | 133,142,000 | 146,497,000 | 143,980,000 |
| Equity capital | 94,815,000 | 99,435,000 | 102,471,000 | 103,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,755,000 | 23,906,000 | 36,200,000 | 48,623,000 |
| Interest expense | 2,653,000 | 5,344,000 | 8,016,000 | 10,411,000 |
| Net interest income | 9,102,000 | 18,562,000 | 28,184,000 | 38,212,000 |
| Noninterest income | 3,886,000 | 8,783,000 | 15,293,000 | 22,094,000 |
| Noninterest expense | 10,981,000 | 22,542,000 | 35,423,000 | 50,461,000 |
| Provision for loan losses | 454,000 | 1,541,000 | 2,565,000 | 2,884,000 |
| Pretax income | 1,588,000 | 3,384,000 | 5,752,000 | 7,421,000 |
| Income tax | 414,000 | 851,000 | 1,362,000 | 1,770,000 |
| Net income | 1,404,000 | 2,884,000 | 4,518,000 | 5,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,458,000 | 96,880,000 | 98,336,000 | 99,249,000 |
| Total capital | 105,946,000 | 106,664,000 | 108,276,000 | 108,835,000 |
| Risk-weighted assets | 753,915,000 | 777,427,000 | 789,973,000 | 761,764,000 |