Call reports 2025
SOUTHEASTERN BANK — 2025
What SOUTHEASTERN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 605,282,000 | 609,067,000 | 603,966,000 | 623,400,000 |
| Total loans | 397,216,000 | 405,950,000 | 414,798,000 | 415,375,000 |
| Allowance for loan losses | 8,301,000 | 8,379,000 | 8,537,000 | 8,905,000 |
| Securities available for sale | 84,062,000 | 82,293,000 | 80,189,000 | 69,236,000 |
| Securities held to maturity | 40,942,000 | 40,759,000 | 40,408,000 | 40,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,270,000 | 533,410,000 | 528,019,000 | 545,463,000 |
| Interest-bearing deposits | 372,247,000 | 378,502,000 | 376,576,000 | 395,535,000 |
| Noninterest-bearing deposits | 160,023,000 | 154,908,000 | 151,443,000 | 149,928,000 |
| Equity capital | 68,768,000 | 70,515,000 | 72,616,000 | 74,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,737,000 | 15,636,000 | 23,824,000 | 32,053,000 |
| Interest expense | 1,187,000 | 2,323,000 | 3,519,000 | 4,734,000 |
| Net interest income | 6,550,000 | 13,313,000 | 20,305,000 | 27,319,000 |
| Noninterest income | 834,000 | 1,736,000 | 2,627,000 | 3,477,000 |
| Noninterest expense | 4,077,000 | 8,431,000 | 12,727,000 | 17,051,000 |
| Provision for loan losses | 40,000 | 150,000 | 390,000 | 810,000 |
| Pretax income | 3,267,000 | 6,458,000 | 9,825,000 | 12,591,000 |
| Income tax | 758,000 | 1,511,000 | 2,288,000 | 2,770,000 |
| Net income | 2,509,000 | 4,947,000 | 7,537,000 | 9,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,413,000 | 78,561,000 | 79,859,000 | 80,603,000 |