Call reports 2015
SOUTHEASTERN BANK — 2015
What SOUTHEASTERN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 402,217,000 | 398,567,000 | 390,269,000 | 403,339,000 |
| Total loans | 169,887,000 | 168,337,000 | 175,162,000 | 181,784,000 |
| Allowance for loan losses | 4,446,000 | 4,421,000 | 3,930,000 | 3,992,000 |
| Securities available for sale | 79,670,000 | 91,112,000 | 96,774,000 | 96,587,000 |
| Securities held to maturity | 15,905,000 | 15,158,000 | 14,901,000 | 14,566,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,943,000 | 353,515,000 | 344,833,000 | 358,813,000 |
| Interest-bearing deposits | 284,487,000 | 280,120,000 | 269,982,000 | 283,648,000 |
| Noninterest-bearing deposits | 72,456,000 | 73,395,000 | 74,851,000 | 75,165,000 |
| Equity capital | 44,120,000 | 44,023,000 | 44,199,000 | 43,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,972,000 | 6,017,000 | 9,150,000 | 12,377,000 |
| Interest expense | 169,000 | 335,000 | 497,000 | 658,000 |
| Net interest income | 2,803,000 | 5,682,000 | 8,653,000 | 11,719,000 |
| Noninterest income | 736,000 | 1,542,000 | 2,372,000 | 3,259,000 |
| Noninterest expense | 2,947,000 | 5,787,000 | 8,571,000 | 11,269,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 625,000 | 1,430,000 | 2,501,000 | 3,756,000 |
| Income tax | 166,000 | 394,000 | 712,000 | 1,065,000 |
| Net income | 459,000 | 1,036,000 | 1,789,000 | 2,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,319,000 | 39,230,000 | 39,406,000 | 38,862,000 |
| Total capital | 41,152,000 | 42,073,000 | 42,336,000 | 41,842,000 |
| Risk-weighted assets | 225,056,000 | 222,768,000 | 230,521,000 | 234,239,000 |