Call reports 2013
SOUTHEASTERN BANK — 2013
What SOUTHEASTERN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 373,128,000 | 360,783,000 | 351,924,000 | 370,058,000 |
| Total loans | 174,000,000 | 178,142,000 | 175,308,000 | 176,127,000 |
| Allowance for loan losses | 7,061,000 | 7,734,000 | 7,710,000 | 6,658,000 |
| Securities available for sale | 95,976,000 | 93,896,000 | 94,737,000 | 81,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 9,527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,163,000 | 322,868,000 | 316,553,000 | 334,766,000 |
| Interest-bearing deposits | 260,654,000 | 254,695,000 | 251,899,000 | 271,264,000 |
| Noninterest-bearing deposits | 73,509,000 | 68,173,000 | 64,654,000 | 63,502,000 |
| Equity capital | 35,112,000 | 34,310,000 | 34,281,000 | 34,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,047,000 | 6,113,000 | 9,163,000 | 12,232,000 |
| Interest expense | 250,000 | 479,000 | 689,000 | 885,000 |
| Net interest income | 2,797,000 | 5,634,000 | 8,474,000 | 11,347,000 |
| Noninterest income | 1,077,000 | 2,213,000 | 3,033,000 | 3,342,000 |
| Noninterest expense | 3,189,000 | 6,146,000 | 9,044,000 | 11,809,000 |
| Provision for loan losses | 550,000 | 1,300,000 | 1,625,000 | 1,725,000 |
| Pretax income | 135,000 | 401,000 | 842,000 | 1,159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 135,000 | 401,000 | 842,000 | 1,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,421,000 | 34,689,000 | 35,132,000 | 35,451,000 |
| Total capital | 37,140,000 | 37,433,000 | 37,839,000 | 38,133,000 |
| Risk-weighted assets | 213,151,000 | 214,515,000 | 211,532,000 | 210,544,000 |