Call reports 2012
SOUTHEASTERN BANK — 2012
What SOUTHEASTERN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 420,688,000 | 406,830,000 | 381,789,000 | 406,565,000 |
| Total loans | 192,509,000 | 182,212,000 | 182,462,000 | 176,335,000 |
| Allowance for loan losses | 6,512,000 | 6,662,000 | 6,931,000 | 6,972,000 |
| Securities available for sale | 85,235,000 | 89,834,000 | 94,512,000 | 99,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,426,000 | 362,696,000 | 340,175,000 | 367,605,000 |
| Interest-bearing deposits | 299,395,000 | 292,366,000 | 274,636,000 | 301,353,000 |
| Noninterest-bearing deposits | 76,031,000 | 70,330,000 | 65,539,000 | 66,252,000 |
| Equity capital | 38,750,000 | 37,630,000 | 37,381,000 | 35,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,480,000 | 6,811,000 | 10,033,000 | 13,252,000 |
| Interest expense | 537,000 | 966,000 | 1,324,000 | 1,631,000 |
| Net interest income | 2,943,000 | 5,845,000 | 8,709,000 | 11,621,000 |
| Noninterest income | 393,000 | 1,062,000 | 1,810,000 | 1,964,000 |
| Noninterest expense | 3,104,000 | 6,330,000 | 9,472,000 | 12,520,000 |
| Provision for loan losses | 600,000 | 2,440,000 | 3,390,000 | 5,840,000 |
| Pretax income | -379,000 | -1,443,000 | -1,906,000 | -4,095,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -379,000 | -1,443,000 | -1,906,000 | -4,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,975,000 | 36,919,000 | 36,464,000 | 34,283,000 |
| Total capital | 40,930,000 | 39,768,000 | 39,313,000 | 37,050,000 |
| Risk-weighted assets | 232,836,000 | 224,083,000 | 223,809,000 | 217,143,000 |